When moving to Hong Kong it is vital that an expat is properly advised concerning the selection of medical insurance plans, income protection cover, term life or critical illness cover, personal accident, travel, dental or maternity plans by a professional independent advisor. Asia Health works on the basis of a choice of Healthcare Insurance Plans, and gives you Best Advice on both benefits and premiums as well as area of cover needed.
Hong Kong has around 50 public hospitals and around 10 private hospitals providing sufficient healthcare for people living in Hong Kong.
Hong Kong ID card holders are eligible for care at Hong Kong public hospitals at discounted rates, however most public hospitals also have both public and private wards for both inpatient and outpatient care, these private charges can be costly with Inpatient care costing $6,0000+ per day and outpatient consultations costing $700 – $2,000+ per attendance.
Individual Expat Insurance
Individual health insurance plans allow you to decide your level of coverage. At Asa Health we have built strong relationships with most of the world’s best insurance companies. Because of these relationships we are usually able to offer plans at lower rates than you would find elsewhere. Our team of expert advisors can help provide you with a wide range of coverage options, and ensure that a plan will meet your exact requirements. Plans can be customized to include cover for maternity, dental, out-patient, travel, emergency evacuation, and personal injury. We can help you to understand all of the aspects of an international health insurance plan so that you can make an informed decision.
International health insurance plans are just that, international. Plans are not limited to providing cover in a specific location. If during the lifetime of the plan, you move to a different country, your plan will accompany you. You never have to worry about not having healthcare cover.
Plans are normally guaranteed renewable for life and a person can usually join a plan until the age of 75. Your premium, while you are on the plan, will never change because of claims. Premiums will only change because of age and medical inflation.
If you currently have a pre-existing or chronic condition we can help you to find coverage. For more information about international health insurance, or for help in selecting a plan, please contact us today.
Family Plans for Expats
Health insurance brokers such as Asia Health can offer international health insurance plans that provide comprehensive cover for the entire family anywhere in the world. No matter if you already have a family or are thinking of starting one, these plans are a great idea.
Family plans can be tailored to meet a wide variety of needs. Family plans can include comprehensive maternity benefits, new born cover, out-patient protection, and cover for emergency evacuation. In some cases we may even be able to provide cover for pre-existing and chronic conditions.
A family plan is suitable for any age or occupation and will be guaranteed renewable. They can offer extensive direct settlement and support networks meaning that you never have to worry about a lack of cover. This type of policy will protect you and your loved ones anywhere in the world, so no matter how where you will be going next, you can be assured that a family plan will travel with you.
Insurance experts can furnish you with a wide range of option and work with you to determine what plans will fit your needs. If you see yourself in China over a long period of time or think you will be moving abroad in the near future, we can provide you with the best possible options.
Expat Group Plans
If you belong to a group that consists of 6 or more people we can help provide coverage. In most cases we are even able to get you a discount on the plan. It doesn’t matter what sort of group you belong to, we can get you covered.
International health insurance plans for groups will normally provide better coverage than an individual plan. A group policy is not tied to any country or geographic location, so if a member of the group relocates to a different area of the world they will be able to take their plan with them.
In most cases, if a member leaves the group they will be allowed to switch their cover to an individual plan with the same insurance company, giving you the freedom and flexibility that you need. In most cases we can get a number of pre-existing conditions, including maternity, covered with a group plan.
Group coverage can be customized to include a number of different options including cover for, emergency evacuations, maternity, dental, out-patient, chronic conditions and travel. We can arrange for group plans to be completely tailored to your needs and even arrange for different coverage levels for members.